Delaware vs Wyoming

Side-by-side comparison of dynasty trust laws

93.6
Delaware
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96.0
Wyoming
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CriteriaDelawareWyoming
Dynasty Duration
How long can a trust last in this jurisdiction? States that have abolished the Rule Against Perpetui...
100
Perpetual
Higher
95
1,000 years
State Income Tax
Does the state impose income tax on trust income? States with no income tax or favorable trust taxat...
85
No tax with conditions
100
No state income tax
Higher
Asset Protection
How strong are the state's Domestic Asset Protection Trust (DAPT) laws? Key factors include statute ...
88
Strong DAPT with 4-year statute of limitations
90
Strong DAPT with 2-year statute of limitations
Higher
Directed Trust & Trust Protector
Does the state have robust statutes for directed trusts (separating investment and distribution duti...
100
Most comprehensive directed trust statutes in the US
100
Comprehensive directed trust and trust protector statutes
Decanting Flexibility
How easily can trust terms be modified through decanting? Broader decanting powers allow for greater...
95
Broad decanting powers with 60-day notice
95
Broad decanting powers

Detailed Comparison

Dynasty Duration

Delaware

100
Perpetual

Delaware abolished the Rule Against Perpetuities for interests in trust property effective July 1, 1995. Trusts can continue indefinitely with no durational limit, making Delaware one of the premier dynasty trust jurisdictions.

Wyoming

95
1,000 years

Wyoming abolished the Rule Against Perpetuities in 2003, allowing trusts to last up to 1,000 years. While not perpetual, this effectively provides dynastic duration for any practical planning purpose. The 1,000-year limit applies to both real and personal property.

State Income Tax

Delaware

85
No tax with conditions

Delaware does not tax trust income if: (1) all current beneficiaries are non-Delaware residents, (2) there is no Delaware-source income, and (3) trustee location alone does not create tax nexus. Delaware statutory trustees/directed trustees do not create income tax liability by themselves.

  • ⚠️ Distributions to Delaware resident beneficiaries may be taxable
  • ⚠️ Delaware grantor trusts with Delaware resident grantor may be taxable
  • ⚠️ If taxable, Delaware's top marginal rate is 6.6%

Wyoming

100
No state income tax

Wyoming's constitution prohibits state income tax. This applies to individuals, corporations, and trusts. Trust income is not taxed at the state level regardless of trustee location, beneficiary location, or grantor residence.

Asset Protection

Delaware

88
Strong DAPT with 4-year statute of limitations

Delaware's DAPT statute requires creditors to prove fraudulent transfer by 'clear and convincing evidence' - a higher standard than typical civil cases. The 4-year statute of limitations (or 1 year from discovery, whichever is later) provides strong protection after seasoning.

  • ⚠️ Child support and alimony are exception creditors
  • ⚠️ Pre-existing tort claims may reach assets
  • ⚠️ 4-year SOL is longer than South Dakota or Nevada (2 years)
  • ⚠️ Federal/state tax obligations remain exception claims

Wyoming

90
Strong DAPT with 2-year statute of limitations

Wyoming enacted its Qualified Spendthrift Trust statute in 2007. The 2-year statute of limitations for fraudulent transfer claims is competitive with South Dakota and Nevada. Self-settled spendthrift trusts are permitted.

  • ⚠️ Child support and spousal support are exception creditors
  • ⚠️ Federal government claims (tax liens, Medicare/Medicaid) remain enforceable
  • ⚠️ Pre-existing tort claims may reach assets if judgment entered within 2 years

Directed Trust & Trust Protector

Delaware

100
Most comprehensive directed trust statutes in the US

Delaware is widely recognized as having the most sophisticated directed trust statute in the nation. The statute allows complete separation of administrative, investment, and distribution functions with explicit liability protection. Trust protectors can be granted broad powers and are not fiduciaries unless the trust instrument provides otherwise.

Wyoming

100
Comprehensive directed trust and trust protector statutes

Wyoming has comprehensive directed trust and trust protector statutes enacted in 2011 and expanded since. The statutes allow complete separation of trustee duties with explicit liability protection. Trust protectors can be granted broad powers including modification of trust terms, removal of trustees, and change of situs.

  • ⚠️ Trust protector is a fiduciary under Wyoming law and owes duties to beneficiaries

Decanting Flexibility

Delaware

95
Broad decanting powers with 60-day notice

Delaware's decanting statute is one of the most permissive in the nation. Trustees with discretionary distribution authority can decant to new trusts with modified terms, extend trust duration (perpetual in Delaware), and change situs. No court approval required.

  • ⚠️ Cannot benefit persons not already beneficiaries without existing power of appointment
  • ⚠️ HEMS standard trusts may only decant to equally or more restrictive standards

Wyoming

95
Broad decanting powers

Wyoming's decanting statute (enacted 2013) provides broad powers. Trustees with absolute discretion can decant to new trusts with virtually any modified terms. Even trustees with limited discretion can change administrative and governance provisions. No court approval required.

  • ⚠️ HEMS standard trusts have more limited decanting options
  • ⚠️ Cannot eliminate tax-qualified provisions

The Bottom Line: DE vs WY

Wyoming for simplicity and low cost. Delaware for complex trusts and legal sophistication. Most people should choose Wyoming.

Choose Delaware If...

Your trust is genuinely complex, you expect litigation, or you're working with Delaware attorneys.

Choose Wyoming If...

You want simple administration, low fees, no income tax, and your trust is straightforward.

Real Talk

Delaware's prestige is earned but often unnecessary. Wyoming does 95% of what most trusts need at half the complexity. Pick Delaware only if you have a real reason.

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Disclaimer: This comparison provides general information for educational purposes only. It does not constitute legal, tax, or financial advice. Laws change frequently; verify all information with current statutes and consult qualified professionals before making any decisions.