Delaware Dynasty Trust Laws

Comprehensive guide to Delaware's trust statutes for dynasty planning.

Last reviewed: 2025-12-21 | 2025 Regular Session
100
Dynasty
85
State
88
Asset
100
Directed
95
Decanting

Is Delaware right for your trust?

Compare Delaware against other top jurisdictions based on your specific planning goals.

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Dynasty Duration

How long can a trust last in this jurisdiction? States that have abolished the Rule Against Perpetuities allow trusts to continue indefinitely, maximizing multigenerational wealth transfer.
100/100
Perpetual

Delaware abolished the Rule Against Perpetuities for interests in trust property effective July 1, 1995. Trusts can continue indefinitely with no durational limit, making Delaware one of the premier dynasty trust jurisdictions.

Statutory References

25 Del. C. § 503Abolition of Rule Against Perpetuities for trust interests
Verified: 2025-12-21

State Income Tax

Does the state impose income tax on trust income? States with no income tax or favorable trust taxation rules can significantly reduce the tax burden on trust earnings.
85/100
No tax with conditions

Delaware does not tax trust income if: (1) all current beneficiaries are non-Delaware residents, (2) there is no Delaware-source income, and (3) trustee location alone does not create tax nexus. Delaware statutory trustees/directed trustees do not create income tax liability by themselves.

Conditions & Requirements

  • No Delaware-resident beneficiaries currently receiving distributions
  • No Delaware-source income
  • Trust is not a grantor trust with Delaware resident grantor

Important Considerations

  • ⚠️Distributions to Delaware resident beneficiaries may be taxable
  • ⚠️Delaware grantor trusts with Delaware resident grantor may be taxable
  • ⚠️If taxable, Delaware's top marginal rate is 6.6%

Statutory References

30 Del. C. §§ 1601-1606Delaware Personal Income Tax Code
30 Del. C. § 1636Treatment of trusts and estates
Verified: 2025-12-21

Asset Protection

How strong are the state's Domestic Asset Protection Trust (DAPT) laws? Key factors include statute of limitations for fraudulent transfer claims, exception creditors, and judicial history.
88/100
Strong DAPT with 4-year statute of limitations

Delaware's DAPT statute requires creditors to prove fraudulent transfer by 'clear and convincing evidence' - a higher standard than typical civil cases. The 4-year statute of limitations (or 1 year from discovery, whichever is later) provides strong protection after seasoning.

Conditions & Requirements

  • Requires qualified Delaware trustee (individual resident or DE trust company)
  • Some trust administration must occur in Delaware
  • Burden of proof on creditor: clear and convincing evidence

Important Considerations

  • ⚠️Child support and alimony are exception creditors
  • ⚠️Pre-existing tort claims may reach assets
  • ⚠️4-year SOL is longer than South Dakota or Nevada (2 years)
  • ⚠️Federal/state tax obligations remain exception claims

Statutory References

12 Del. C. §§ 3570-3576Delaware Qualified Dispositions in Trust Act
12 Del. C. §§ 3572-3573Fraudulent transfer provisions and statute of limitations
Verified: 2025-12-21

Directed Trust & Trust Protector

Does the state have robust statutes for directed trusts (separating investment and distribution duties) and trust protectors? These structures provide flexibility and professional management.
100/100
Most comprehensive directed trust statutes in the US

Delaware is widely recognized as having the most sophisticated directed trust statute in the nation. The statute allows complete separation of administrative, investment, and distribution functions with explicit liability protection. Trust protectors can be granted broad powers and are not fiduciaries unless the trust instrument provides otherwise.

Statutory References

12 Del. C. § 3313Directed trusts - investment direction
12 Del. C. § 3313ADirected trusts - distribution direction
12 Del. C. § 3356Trust protectors and advisors
Verified: 2025-12-21

Decanting Flexibility

How easily can trust terms be modified through decanting? Broader decanting powers allow for greater flexibility to adapt to changing circumstances without court involvement.
95/100
Broad decanting powers with 60-day notice

Delaware's decanting statute is one of the most permissive in the nation. Trustees with discretionary distribution authority can decant to new trusts with modified terms, extend trust duration (perpetual in Delaware), and change situs. No court approval required.

Conditions & Requirements

  • 60 days advance written notice to qualified beneficiaries required
  • Cannot reduce fixed income interests without consent
  • Cannot extend distribution period for mandatory income

Important Considerations

  • ⚠️Cannot benefit persons not already beneficiaries without existing power of appointment
  • ⚠️HEMS standard trusts may only decant to equally or more restrictive standards

Statutory References

12 Del. C. § 3528Trustee's power to invade principal in further trust (decanting)
Verified: 2025-12-21

The Honest Take on Delaware

What It Does Best

The deepest case law and most sophisticated trust bar in the country. If you need complex trust structures or expect litigation, Delaware's Court of Chancery is unmatched.

The Downside

State income tax applies unless ALL beneficiaries are out-of-state. The tax trap catches more people than you'd think. Also, trust companies here cater to the ultra-wealthy.

Use DE If...

  • Your trust is complex and may face legal challenges
  • All beneficiaries are outside Delaware (and will stay that way)
  • You're working with attorneys who know Delaware trust law

Skip DE If...

  • Any beneficiary might move to Delaware someday
  • Your trust is relatively simple
  • You want to avoid the income tax complexity entirely

Bottom Line

Delaware is overrated for most people. The case law advantage only matters if you expect to be in court. For a straightforward dynasty trust, it's unnecessary complexity.

General Caveats for Delaware

Requires a qualified Delaware trustee (individual resident or Delaware trust company).
Applies when: Always
Delaware trust income may be taxable if there are Delaware-resident beneficiaries receiving distributions.
Applies when: Beneficiaries reside in Delaware
Delaware has a large trust industry infrastructure with experienced trust companies and well-developed case law.
Applies when: Complex trust structures
Delaware's Court of Chancery provides sophisticated trust dispute resolution.
Applies when: Potential litigation concerns

Compare Delaware vs. Other States

Official Sources

Disclaimer: This page provides general information about Delaware trust laws for educational purposes only. It does not constitute legal, tax, or financial advice. Laws change frequently; verify all information with current statutes and consult qualified professionals before making any decisions.