Alaska vs Tennessee

Side-by-side comparison of dynasty trust laws

89.8
Tennessee
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CriteriaAlaskaTennessee
Dynasty Duration
How long can a trust last in this jurisdiction? States that have abolished the Rule Against Perpetui...
95
1,000 years
Higher
84
360 years
State Income Tax
Does the state impose income tax on trust income? States with no income tax or favorable trust taxat...
100
No state income tax
100
No state income tax
Asset Protection
How strong are the state's Domestic Asset Protection Trust (DAPT) laws? Key factors include statute ...
88
First US DAPT state (1997) with 4-year statute of limitations
Higher
78
DAPT with 4-year statute of limitations
Directed Trust & Trust Protector
Does the state have robust statutes for directed trusts (separating investment and distribution duti...
92
Comprehensive directed trust and trust protector statutes
95
Comprehensive Uniform Directed Trust Act (2020)
Higher
Decanting Flexibility
How easily can trust terms be modified through decanting? Broader decanting powers allow for greater...
90
Broad decanting powers with notice requirement
92
Full Uniform Trust Decanting Act (2016)
Higher

Detailed Comparison

Dynasty Duration

Alaska

95
1,000 years

Alaska allows trusts to exist for up to 1,000 years, measured from the date of trust creation. This applies to both real and personal property held in trust. While not perpetual, 1,000 years is effectively dynastic for any planning purpose.

Tennessee

84
360 years

Tennessee modified (but did not abolish) the Rule Against Perpetuities in 2007, extending the permissible trust duration to 360 years. While substantial, this is shorter than perpetual jurisdictions like South Dakota, Nevada, and Delaware.

  • ⚠️ 360 years is shorter than perpetual trust jurisdictions
  • ⚠️ For ultra-long-term dynasty planning, consider perpetual jurisdictions

State Income Tax

Alaska

100
No state income tax

Alaska has no state income tax. The state relies on oil revenues and other sources rather than income tax. Trust income is not taxed at the state level, and Alaska residents receive annual Permanent Fund Dividends.

Tennessee

100
No state income tax

Tennessee fully repealed the Hall Income Tax effective January 1, 2021. Tennessee now has no state income tax on trust income, interest, dividends, or capital gains. This makes Tennessee equivalent to other no-income-tax states for trust purposes.

Asset Protection

Alaska

88
First US DAPT state (1997) with 4-year statute of limitations

Alaska enacted the first US Domestic Asset Protection Trust statute in 1997. The statute of limitations for fraudulent transfer claims is 4 years from transfer or 1 year from discovery, whichever is later. This is longer than some competing jurisdictions.

  • ⚠️ 4-year statute of limitations is longer than South Dakota or Nevada (2 years)
  • ⚠️ Child support is always an exception creditor
  • ⚠️ Spousal support claims may reach assets
  • ⚠️ Tort claims arising before transfer may reach assets

Tennessee

78
DAPT with 4-year statute of limitations

Tennessee has DAPT legislation through the Tennessee Investment Services Trust Act. The statute of limitations is 4 years from transfer or 1 year from discovery, whichever is later. Tennessee's DAPT statute is newer than South Dakota or Alaska with less established case law.

  • ⚠️ Child support and alimony are exception creditors
  • ⚠️ Medicaid/state medical assistance claims are exception creditors
  • ⚠️ Tort claims (even arising after trust creation) may reach assets
  • ⚠️ 4-year SOL is longer than South Dakota, Nevada, or Wyoming (2 years)

Directed Trust & Trust Protector

Alaska

92
Comprehensive directed trust and trust protector statutes

Alaska has comprehensive directed trust and trust protector statutes. The statutes allow separation of trustee powers among multiple parties with explicit liability protection. Trust protectors can be granted broad powers including modification of trust terms, removal of trustees, and change of situs.

Tennessee

95
Comprehensive Uniform Directed Trust Act (2020)

Tennessee adopted the Uniform Directed Trust Act effective July 1, 2020, providing comprehensive, modern directed trust and trust protector provisions. The statute allows separation of trustee duties with explicit liability protection for directed trustees following proper directions.

Decanting Flexibility

Alaska

90
Broad decanting powers with notice requirement

Alaska's decanting statute (enacted 2014) allows trustees with discretionary distribution authority to distribute to new trusts with modified terms. No court approval is required. Decanting can modify administrative and dispositive provisions, merge or divide trusts, and extend trust terms.

  • ⚠️ Cannot reduce fixed income interests
  • ⚠️ Cannot eliminate vested interests
  • ⚠️ Must give 60 days notice to qualified beneficiaries

Tennessee

92
Full Uniform Trust Decanting Act (2016)

Tennessee adopted the full Uniform Trust Decanting Act effective July 1, 2016. The statute provides broad powers to modify beneficial interests, extend trust terms, change situs, and update administrative provisions. No court approval generally required.

  • ⚠️ Limited decanting options for trusts with charitable interests
  • ⚠️ Tax-qualified provisions must be preserved

The Bottom Line: AK vs TN

Alaska is better for asset protection despite being less established. Tennessee's tort exception is a critical weakness Alaska doesn't share.

Choose Alaska If...

You have Alaska connections, want the original DAPT jurisdiction, and value no income tax.

Choose Tennessee If...

You have Tennessee ties and genuinely don't care about asset protection.

Real Talk

If asset protection matters at all, Alaska wins. Tennessee's tort exception is like a security system with the back door unlocked.

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Disclaimer: This comparison provides general information for educational purposes only. It does not constitute legal, tax, or financial advice. Laws change frequently; verify all information with current statutes and consult qualified professionals before making any decisions.